Once purchased an immediate needs annuity cannot be cashed in or surrendered but the income does continue for the rest of the insured life so

I don’t have any need for care at present but want to insure against the possibility that I may need care at some stage in the future. Can I buy an immediate needs annuity now?

The youngest age you can take out an immediate need annuity is currently 60 even if you unfortunately need care.

I have heard that a Deferred Care Fees Annuity are cheaper. What are Deferred Care Fee Annuities?

I have received your medical form which asks for the benefit required. Do I request quotes to cover the full cost of care or a smaller amount?

If I take out an annuity for my mother but her health improves, can I surrender the plan?

I am worried that if I pay a single lump sum, should the provider go out of business I would lose everything. How safe are care fee annuities?

Both my mother and father are moving into a care home together. Can they obtain a joint annuity?

If I take out a care fees annuity, can the annuity provider ever ask for more premium?

If I take out a care fees annuity for my father, will the income provided remain the same for the rest his life?